| Deferred acquisition costs | 31 December 2016 | 31 December 2015 |
|---|---|---|
| Short-term | 1,320 | 1,065 |
| Long-term | 87 | 89 |
| Total deferred acquisition costs | 1,407 | 1,154 |
| Change in deferred acquisition costs | 1 January– 31 December 2016 | 1 January– 31 December 2015 |
|---|---|---|
| Carrying amount – opening balance | 1,154 | 712 |
| Non-life insurance | 1,078 | 644 |
| Life insurance | 76 | 68 |
| Acquisition costs for future periods | 1,455 | 1,170 |
| Depreciation for the period recognized in the statement of profit or loss | (1,206) | (726) |
| Foreign exchange differences | 4 | (2) |
| Carrying amount – closing balance | 1,407 | 1,154 |
| Non-life insurance | 1,323 | 1,078 |
| Life insurance | 84 | 76 |